Corporate and Investment BankingInvestment application formAbsa Long Equity Investment Plan Securities (“LEIPS”)Important information:Please complete and sign this Application Form and deliver or submit it to the Administrator by: Fax: 27 (0)86 743 6959Email: [email protected] sender of the fax or the e-mail must ensure that the completed Application Form has actually been received by the Administrator. The sendercan contact the Administrator telephonically at the telephone numbers specified in Section 10 of this Application Form.Capitalised words and phrases used, but not defined in this Application Form, will have the meanings ascribed to them in the relevant ProductBrochure, Transaction Document and/or Investment Schedule as applicable.Notwithstanding the receipt of the completed and signed Application Form by the Administrator, the Investor must comply with certainrequirements in terms of FICA, POCA, POCDATARA and the Product Provider’s Sanctions Lists before the Administrator can commence withprocessing the Application Form. The requirements in terms of FICA, POCA, POCDATARA and the Product Provider’s Sanctions Lists arespecified in Section 11 of this Application Form. The Financial Advisor must explain these requirements to the Investor and must also explain whatthe consequences will be if the Investor does not provide the Administrator and the Product Provider with these documents. Neither theAdministrator nor the Product Provider shall be liable for any damages or loss as a result of any delay in processing the Application Form as aresult of non-compliance with the requirements in terms of FICA, POCA, POCDATARA and the Product Provider’s Sanctions Lists.If the person completing this Application Form is not acting in his or her personal capacity, but in a representative or fiduciary capacity on behalf ofthe actual Investor, the person must comply with other requirements in terms of FICA, POCA, POCDATARA and the Product Provider’s SanctionsLists. These requirements are also specified in Section 11 of this Application Form.Neither the Administrator nor the Product Provider will consider and treat the Application Form as “completed” without actual receipt of: All the documentation required in terms of FICA, POCA, POCDATARA and the Product Provider’s Sanctions Lists; andProof of payment of the Investment Amount.For details of the offer period pertaining to specific Products kindly refer to the applicable Product Brochure and Investment Schedule and/or yourFSP or Financial Advisor.Automated Outsourcing Services (Pty) Ltd, trading as itransact is a licensed Administrative FSP in term of FAIS, company registration No1997/013802/07 FSP 650, has been appointed by the Product Provider to administer the Product.Documentation checklist: A completed and signed Application Form.All documents required in terms of FICA, POCA, POCDATARA and the Product Provider’s Sanctions Lists.Proof of bank deposit / funds transfer of the Investment Amount into the applicable investment bank account.
Corporate and Investment BankingTHE TERMS AND CONDITIONS OF THE PLAN FORM PART OF THIS APPLICATION FORM AND ARE INCORPORATED INTO THEAPPLICATION FORM BY REFERENCE. KINDLY USE THE TABLE BELOW AS A QUICK REFERENCE GUIDE FOR THE MEANINGS OFCERTAIN IMPORTANT DEFINED TERMS IN THE APPLICATION FORM. SEE SECTION 12 OF THE APPLICATION FORM FOR ACOMPLETE SET OF DEFINED TERMS.“Absa”means Absa Bank Limited (acting through its Absa Corporate and Investment Bankingdivision), company registration number: 1986/004794/06, which is a registered bank in termsof the Banks Act, 90 of 1994, as amended, and a licensed FSP in terms of FAIS.“Absa Long Equity Investmentmeans the terms and conditions of this Application Form, each Product Brochure andInvestment Schedule for each Product, the Warrant Programme and the TransactionDocuments.Plan Securities”“Administrator”means the investor administrator which is Automated Outsourcing Services (Pty) Ltd, tradingas iTransact (with company registration number: 1997/013802/07) (“AOS”) or its successoror permitted assigns, which is a licensed FSP in terms of FAIS.“FAIS”means the Financial Advisory and Intermediary Services Act, 37 of 2002, as amended.“FICA”means the Financial Intelligence Centre Act, 38 of 2001, as amended.“Financial Advisor”means a licensed and authorised FSP in terms of FAIS who is duly authorised andmandated to provide financial advice and financial services to the Investor.“FSP”means the Financial Services Provider as defined in FAIS and in this particular instance theFinancial Services Provider whose details are set out in Section 8 of this Application Form.“Investment Schedule”means in respect of each Security, the relevant Investment Schedule published by Absa inwhich inter alia, the detailed terms of such Security are set out.“Nominee Company”means Investors Independent Custodian (Pty) Ltd (with company registration number:2009/003227/07) a nominee company approved as such by the Financial Services Board.“Plan”means the Absa Long Equity Investment Plan Securities.“POCA”means the Prevention of Organised Crime Act, 121 of 1998, as amended.“POCDATARA”means the Protection of Constitutional Democracy against Terrorist and Related ActivitiesAct, 33 of 2004, as amended.“Product(s)”means the listed Securities acquired by the Investor together with the rights and obligationsattaching to such listed Securities, in terms of the related financial agreements entered intobetween the Investor and the Product Provider under the Plan.”Product Brochure”means in respect of each Product, the relevant Product Brochure published by Absa inwhich inter alia, the salient features of the relevant Product are described in more detail.“Product Provider”means Absa.“Product Provider’s Sanctions Lists”means any of the sanction lists of HM Treasury in the United Kingdom of Britain andNorthern Ireland, the Bank of England, the Office of Foreign Asset Control, the UnitedNations Security Council, the European Union, the US Treasury (under Section 311 of theUSA PATRIOT Act as being of Primary Money Laundering Concern), each as amended,supplemented or substituted from time to time.
Corporate and Investment Banking“Transaction Documents”means the documents submitted to the JSE Limited as part of the listing requirements beingthe Warrant Programme, the Global Master Securities Lending Agreement and the ISDAMaster Agreement to be entered into between the Asset Administrator (on behalf of theInvestor) and Absa.“Securities/Security”means listed securities as contemplated in the Financial Markets Act, 19 of 2012, asamended, which are listed on a stock exchange and made available to Investors by theAdministrator from time to time through the Plan and as specified in the Product Brochure.“Warrant Programme”means the Programme for the issuance of Warrants and/or Structured Investments,including the applicable technical supplement and the applicable pricing supplement, listedon the JSE Limited dated 27 June 2007 and as updated from time to time, of Absa.Section one: Investor detailsInvestor TypeIndividualCompanyCCTrustPartnershipFirst NameSurname / Registered NameCompany Registration NumberIdentity / Passport NumberResident of South AfricaGenderYesFemaleNoMaleDate of birth (yy/mm/dd)Income Tax NumberOccupationVAT Registration NumberResidential / Trading AddressPostal CodePostal AddressPostal CodeOffice Telephone NumberFacsimile NumberCellphone NumberE-mail AddressOther
Corporate and Investment BankingSection two: Third party applicant / Authorised representative of a legal body(If you are applying to make an investment for a person other than yourself in a representative or fiduciary capacity, the name of this person (i.e.the name of the actual Investor) is filled in under Section one of this Application Form. Your details (i.e. the details of the contact person who isresponsible for the relevant investment) must be filled in under this Section two).First NameSurname / Registered NameIdentity / Passport NumberGenderFemaleMaleRelationshipOffice Telephone NumberFacsimile NumberCellphone NumberE-mail AddressSection three: Parent / Legal guardian / Curator(Where an investment is made on behalf of a minor or a person under curatorship, the particulars of the parent, legal guardian or curator must befurnished here.)First NameSurname / Registered NameIdentity / Passport NumberGenderOffice Telephone NumberFacsimile NumberCellphone NumberEmail AddressFemaleMaleRelationship
Corporate and Investment BankingSection four: General investment detailsSource of nceOther (please specify)Investment amount deposit detailsPayment of the lump sum amount should be made to the Investors Independent Custodian (Pty) Ltd Inflow AccountAccount Name:Bank:Branch:Branch Code:Account No.:IIC – LEIP SETTLEMENT ACCOUNTABSA BankRandburg505-70540-7662-8783Note to Investors:1.Electronic banking transfers via the internet may take up to 2 (two) Business Days to appear in the Nominee Company’s bank account.2.The Investor must furnish the Investor Administrator with proof of payment of the relevant Investment Amount together with this ApplicationForm, for example, a copy of a bank approved deposit slip or an electronic internet payment confirmation.Section five: Investment detailsName of productInvestment amountMinimum Lump Sum Investment Amount: R250,000.00 (Two Hundred and Fifty ThousandRand)Equity-Linked Coupon Accumulator Issue 1RSection six: Investor bank account details(This bank account must be in the name of the Investor or the legal guardian in the case of a minor or the curator in the case of a person undercuratorship as per Section three of this Application Form)Name of Account HolderName of BankAccount NumberBranch NameBranch CodeAccount Type
Corporate and Investment BankingPlease note that:1.The Investor must provide the Administrator with proof of his or her South African bank account together with this Application Form (forexample, a copy of cancelled cheque or current bank statement which reflects bank name, the account holder’s full name (which name mustbe the same as that of the Investor) and the full bank account number).2.Electronic internet banking statements or credit card statements will not be accepted by the Administrator as proof of a South African bankaccount.3.No payments will be received from or made to third party bank accounts.Signature of bank account holderDate(ccyy-mm-dd)Section seven: Investor declaration and authorisationInvestor declaration:With my/our signature(s) to this Application Form, I/we hereby acknowledge, declare and confirm to and for the benefit of the Administrator andthe Product Provider that:1.The Financial Advisor who actually recommended this investment to me/us and who advised me/us in respect of the completion andsubmission of this Application Form:1.1 is licensed and authorised by the Financial Services Board (“FSB”), as FSP in terms of FAIS to provide the advice and financialservices in terms of his/her FAIS licence(s) read with the conditions or restrictions applicable to his/her FAIS licence(s); and1.2has provided me/us with sufficient particulars relating to the Security and the related other financial services and documents; and1.3is authorised and mandated in all respects to act on my/our behalf, including, but not limited to, the making of representations andgiving of warranties to the Product Provider on my/our behalf, required in terms of the Plan and the Product(s); and2.I/we have the responsibility to determine whether the Financial Advisor who recommended this investment to me/us has the necessaryauthorisation and I/we understand that confirmation of the authorisation can be obtained from the FSB by phoning the following toll freenumber: 27 (0)800 110 443; and3.The Product information contained in the Product Brochure and Investment Schedule have been fully and adequately explained to me/usby my/our Financial Advisor; and4.I/we understand and comprehend that the value of Securities and investment returns on Securities and share indices may fluctuate fromday to day and that past investment returns are not providing me/us, as the Investor(s), with a guarantee of similar future investmentreturns; and5.I/we understand and comprehend all the fees and commissions payable to the various persons and entities in terms of the Plan and theProduct(s); and6.I/we have read the Product Brochure, Investment Schedule, Application Form and fully understand and comprehend the content thereofand therefore consent to be legally bound to the Administrator and the Product Provider by all the terms and conditions of the Plan, theProduct(s); and7.I/we confirm that neither the Administrator nor the Product Provider has given me/us any advice in respect of the tax, legal, accounting,regulatory and/or financial consequences of investing in the Plan and the Product(s) and that I/we have obtained our own independentprofessional advice in respect of all these aspects; and8.I/we warrant that all statements given by me/us and all declarations made by me/us in the Application Form are both true and correct inevery respect and that such statements and declarations form the basis of the Absa Long Equity Investment Plan agreements which areto be entered into with the Administrator and the Product Provider, as well as the contract between me/us and my/our Financial Advisor inrespect of the Plan and the Product(s); and9.I/we warrant that all statements, declarations and representations by me/us in this Application Form are for the benefit of the Administratorand the Product Provider; and
Corporate and Investment Banking10.My/our Financial Advisor is not an employee or agent of the Administrator and that the Administrator cannot be held liable for any actionor omission by my/our Financial Advisor on my/our behalf; and11.I/we have the responsibility to ensure that this Application Form and/or any instruction to the Administrator via fax or e-mail is actuallyreceived by the Administrator; and12.The money, which I/we are investing in the Plan or the Product(s), is not derived from the proceeds of any unlawful activities as definedand contemplated in POCA and are not in contravention of POCDATARA and the Product Provider’s Sanctions Lists; and13.I/we do not appear on any sanctions list and this investment is not a sanctioned transaction as defined and contemplated in POCDATARAand the Product Provider’s Sanctions Lists; and14.If I/we terminate or materially amend the appointment, authority or mandate of my/our Financial Advisor, it is and remains my/ourresponsibility to immediately advise the Administrator in writing of such termination or amendment whereupon (if applicable) theAdministrator will cease payment of any or some fees, as the case may be, to the relevant Financial Advisor and/or according to thedistribution agreement between the Administrator and the relevant Financial Advisor; and15.I/we fully understand and comprehend that if I/we redeem or terminate my/our investment in the Product earlier than the scheduledmaturity date of the Product, I/we may lose some of the capital which I/we invested as the Investment Amount and that both the ProductProvider and the Administrator will make certain deductions or add additional charges as a result of such early redemption or termination.16.If I/we have not appointed a Financial Advisor or FSP to assist me/us with this investment, then the references above to a FinancialAdvisor and FSP will not be applicable for as long as no such appointment is made by me/us and I/we confirm that:16.1 I/we have not received from the Investor Administrator, the Asset Administrator nor the Product Provider any assurance, warranty orguarantee as to the expected results or financial or investment returns of the Security; and16.2 I/we are capable of assessing and assuming the risks of whatsoever nature, and in fact accept and assume all the risks of,associated with, and related to the Security.Standard fees and charges:With my/our signature(s) to this Application Form, I/we hereby acknowledge, declare and confirm that the Product Provider will pay the followingfees in respect of the Plan and the Product(s) as set out in table below:Fee type expressed as a percentage of the Investment Amount:Financial Advisor (advice fee, inclusive of VAT)3.42% upfront only OR 1.71%upfront plus 0.57% ongoing paAsset Administration Fee (paid upfront, inclusive of VAT)0.80%Investment Wrapper Fee (paid over the investment term, inclusive of VAT)1.00%Total Fee Inclusive of VAT5.22%It is important to note that since all administration, transactional and advice fees referred to above are integrated into the structure of theinvestment, the Investor will receive a 100% allocation of the Investment Amount to the investment in the relevant Product(s).
Corporate and Investment BankingAdditional fees and charges:I/we acknowledge that if I/we elect to:a)b)Redeem my/our investment in the Plan and the Product(s) earlier than the scheduled maturity date of the relevant Security; orCede my/our rights in respect of the Security to a third party.I/we may not receive the full amount that I/we initially invested back and in addition I/we may be liable to pay to the Administrator the followingadditional charges and/or fees*: Early Redemption Charge: 1.00% (One Percent) (inclusive of VAT) of the Investment Amount or the market value of theinvestment at time of redemption, whichever is the smaller value; and.Cession Fee: R570.00 (Five Hundred & Seventy Rand) (inclusive of VAT).Please note that the above charges and/or fees may be varied upon three months’ prior written notice to the Investor.I /we hereby acknowledge and understand that I/we will be legally bound by any contract entered into by the Administrator for and on my/ourbehalf if it is entered into within the scope and ambit of the above authorisation and mandate.Any potential Investor should read and understand the “Transaction Documents” pertaining to the relevant LEIP Security which includes alldocuments submitted to the exchange in accordance with the listing requirements being the Absa Warrant and/or Structured InvestmentsProgramme, the Technical Supplement for LEIP Securities (as defined in the programme), the applicable Pricing Supplement (as defined in theprogramme), the Global Master Securities Lending Agreement and the ISDA Master Agreement both to be entered into between the AssetAdministrator on behalf of the Investor and Absa.Ultimately, all the relevant terms and conditions which bind the Issuer and each Investor in relation to each LEIP Security are provided in theTransaction Documents. In the event of any inconsistency or ambiguity between any of the documents relating to any LEIP Security, the followingshall prevail in the following order: (1) Pricing Supplement; (2) Technical Supplement; (3) Absa Warrant and/or Structured InvestmentsProgramme; (4) ISDA Master Agreement; (5) Product Brochure; (6) Application Form; (7) Investment Schedule; (8) Global Master SecuritiesLending Agreement; (9) Status Report (where produced).Signed atSignature of Investor (or duly authorised person/s for minor Investors)Date (ccyy-mm-dd)Signature of Contact Person or Legal Guardian (if Section two or three of this application is applicable)Date (ccyy-mm-dd)Section eight: Financial advisor/Financial Services Provider detailsNote to Financial Advisor: The applicable FAIS licence required to market or give advice in respect of the Security is: Category one (1.8)Securities and Instruments: SharesName of Financial Service ProviderFirst Name of Financial AdvisorSurname of Financial AdvisorFinancial Advisor Code
Corporate and Investment BankingSection nine: Financial Advisor/Financial Services Provider declaration and authorisationGeneral:I, the Financial Advisor of the Investor(s) acknowledge, confirm and warrant that:1.I have read the terms and conditions pertaining to the Plan and the Product(s), including but not limited to the Product Brochure,Investment Schedule, as well as all the additional investment media pertaining to the Plan and the Product(s) and I declare that I fullyunderstand and appreciate the content thereof; and2.All statements given by me in the Application Form are true and correct in every respect and that such statements shall form the basis ofthe contracts, which are to be entered into between the Investor(s), myself, the Administrator and the Product Provider; and;3.I am duly authorised and mandated to render all the financial services in respect of and in connection with the Plan and the Product(s) interms of FAIS; and4.I have personally explained all the investment and financial features and risks of and or associated with the Plan and the Product(s) to theInvestor(s); and5.I have, in terms of FICA, POCA, POCDATARA and the Product Provider’s Sanctions Lists:5.1. taken all reasonable steps to establish and verify the identity/ies of the Investor(s) and his/her/their status under the Sanctions Listsbefore entering into a business relationship with him/her/them or before concluding any transactions with him/her/them or for and onhis/her/their behalf with the Administrator or the Product Provider; and5.2. verified all the information of the Investor(s) in accordance with the requirements set out in Section 21 of FICA as well as in POCA,POCDATARA and the Product Provider’s Sanctions Lists; and5.3. obtained copies of the Investor’s/Investors’ identification document(s) and any other verification documentation required in terms ofSection 22 of FICA as well as in terms of POCA, POCDATARA and the Product Provider’s Sanctions Lists, and I am keeping recordof these required documents.Financial advisor fees:I, the Financial Advisor of the Investor(s) acknowledge and confirm that an advice fee, as detailed on page nine, will be paid to me for distributingthe Plan and the Product(s) to the Investor(s) on behalf of the Product Provider.Please select the correct fee option: (please tick one)3.42% (Inclusive of VAT) Upfront only1.71% (Inclusive of VAT) Upfront plus 0.57% (Inclusive of VAT) paid upfront per annumFinancial advisor remit (please tick one option):I, the Financial Advisor have been appointed: On a non-discretionary basisOn a full discretionary basis (in which case proof of authority must be provided to the Administrator)Signed atSignature of authorised and mandated Financial AdvisorDate (ccyy-mm-dd)
Corporate and Investment BankingTo remain with the InvestorSection ten: Important contact detailsAdministratorTel: 27 (0)86 14 32383Fax: 27 (0)86 74 ance OfficerTel: 27 (0)11 561 6600Fax: 27 (0)11 388 ww.itransact.co.zaProduct ProviderTel: 27 (0)11 895 [email protected] Box 4769Randburg2125PO Box 4769Randburg2125Absa CapitalPrivate Bag X10056 Sandton214615 Philips StreetFerndaleRandburg15 Philips StreetFerndaleRandburg15 Alice LaneSandownSandtonSection eleven: FICA / POCA / POCDATARA / Sanctions lists documentationInvestors must include the applicable FICA, POCA, POCDATARA and Product Provider’s Sanctions Lists documents together with a fullycompleted investment Application Form. These documents should comply with the following criteria: be clear and readable; be less than three months old; and copies must be correctly certified.The Administrator and the Product Provider may from time to time request updated documentation from the Investor(s) and/or the FinancialAdvisor.IndividualIdentificationNational identity card or document Armed Forces identity card Current valid passport Confirmation of addressA utility bill A municipal council tax bill / assessment An income tax form / extract (NB: a printout off e-filing is not acceptable proof of residence)A property insurance policy schedule A most recent lease / rental agreement Affidavit (NB: this must be declared by the Investor and not a third party).Related due diligenceProof of South African Banking details - either: Cancelled Cheque or Bank Statement No internet or credit card statement accepted A letter from a Bank confirming banking details Proof of Income Tax NumberTrustIdentificationTrustees – as per individual requirements, or company requirements for corporate trusteesExtract of Trust Deed pages showing name of Trust, parties to the Trust and signature pagesLetter of Authority from Master (SA Trust) or Foreign Regulator (Foreign Trusts) to TrusteesConfirmation of addressTrust – as per individual requirements Trustees – as per individual requirements Related due diligenceAuthorised signatory list including specimen signatures Proof of Banking details - as per individual requirements Proof of VAT registration (if applicable) Proof of Income Tax Number
Corporate and Investment BankingInvesting in Name of MinorIdentificationMinor - Certified copy of birth certificate Legal Guardian - as per individual requirements Investor Clubs and StokvelsIdentificationCopy of constitution / founding document Copy of register of Investors Letter electing and authorising a person to act on behalf of the club / stokvelsRepresentative - as per individual requirements Administrator reserves the right to request FICA documents for all Investors.Related due diligenceAuthorised signatory list including specimen signatures Proof of Club and Stokvel Banking details - as per individual RequirementsCompanyIdentificationCertificate of Incorporation (CM1, CoR15.1A or CoR15.1B, CM22 or CoR21 and CM29 or CoR20.1 Annexure A)Board resolution authorising the investment (and / or approval to act as trustee if a corporate trustee)Directors – as per individual requirements All shareholders holding 25% or more of voting rights at a general meeting – as per individual requirementsConfirmation of addressCompany – CM1, CoR15.1A or CoR15.1B, CM22 or CoR21 and CM29 or CoR20.1 Annexure ADirectors – as per individual requirements Name(s) and address(es) of all directors All shareholders holding 25% or more of voting rights at a general meeting – as per individual requirementsRelated due diligenceAuthorised signatory list including specimen signatures Proof of Banking details – as per individual requirements Proof of VAT registration (if applicable) Proof of Income Tax Number PartnershipIdentificationLatest Annual Reports and Accounts Resolution of the partners to invest All Partners – as per individual requirements Confirmation of addressAll Partners – as per individual requirements Related due diligenceAuthorised signatory list including specimen signatures Proof of Banking details – as per individual requirements Proof of VAT registration (if applicable) Proof of Income Tax Number Close CorporationsIdentificationFounding Statement and Certificate of Incorporation Resolution of the members to invest Members – as per individual requirements Confirmation of addressClose Corporation – CK1 and CK2 Members – as per individual requirements Related due diligenceProof of Banking details – as per individual requirements Proof of VAT registration (if applicable) Proof of Income Tax Number
Corporate and Investment BankingSection twelve: Terms and conditions of administration of the planCapitalised words and phrases used, but not defined in this Section 12, will have the meanings ascribed to them in the relevant Product Termsand Conditions.1.1.1.Definitions“Absa” means Absa Bank Limited, acting through its Absa Corporate and Investment Banking division, with company registrationnumber: 1986/004794/06.1.2.“Administrator” means AOS or its successor or permitted assigns, acting as the Investor Administrator and the “Asset Administrator”as contemplated in the applicable Pricing Supplement under the Warrant Programme, duly authorised and mandated by the Investorto acquire the Securities on behalf of the Investor and enforce the rights and perform the obligations of the Investor under theSecurities as detailed in the Transaction Documents.1.3.“AOS” means Automated Outsourcing Services (Pty) Limited (with company registration number: 1997/013802/07) a limited liabilitycompany incorporated and registered under the laws of the Republic of South Africa and which is a licensed and authorised FSP interms of FAIS.1.4.“Application Form” means the application form which each Investor or its duly authorised and mandated Financial Advisor mustcomplete and sign prior to investing in any Product under the Plan.1.5."Business Day" means a day other than a Saturday or a Sunday or a scheduled or unscheduled official public holiday in theRepublic of South Africa and on which (i) Absa Capital is open for investment banking business in Johannesburg, (ii) Securitiesmarkets and Securities exchanges are open for business generally in Johannesburg, and (iii) STRATE Limited is open for businessgenerally and is operating in Johannesburg.1.6.“Cession Fee” as specified in Section 7 of the Application Form.1.7.“Early Redemption Charge” means the additional charge for any redemption of a Product prior to its scheduled Maturity Date asspecified in Section 7 of the Application Form.1.8.“Early Redemption Form” means the form to be completed and signed and delivered or submitted to the Administrator in termswhereof the Investor requests the Administrator to redeem a Security prior to the scheduled maturity date of the relevant Product(s).1.9.“FAIS” means the Financial Advisory and Intermediary Services Act, 37 of 2002, as amended.1.10.“FICA” means the Financial Intelligence Centre Act, 38 of 2001, as amended.1.11.“Financial Advisor” means a licensed and authorised FSP in terms of FAIS who is duly authorised and mandated to provide financialadvice and financial services to the Investor.1.12.“FSP” means the Financial Services Provider as defined in FAIS and in this particular instance the Financial Services Prov
Email: [email protected] . Capitalised words and phrases used, but not defined in this Application Form, will have the meanings ascribed to them in the relevant Product . (This bank account must be in the name of the Investor or the legal guardian in the case of a minor or the curator in the case of a person under curatorship as per .